better late than never

I haven't had time to plan because the New Year's festivities combined with my allergic rhinitis really got to me. Nevertheless, in my head, I was formulating my personal goals and plans for the year. It's never too late and one doesn't really have to begin in January, or am I just rationalizing? Nah, I belong to the better-late-than-never crowd. So, technically, even if I had nothing down on paper, which is the ideal, I've had the following going in my head and setting my directions for the year (remembering, of course, the fundamental principle of setting goals that are measurable, realistic, and specific):